计算借款利息和还款计划
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????? ????? ?????? ?????? ?? ?????? ?? ??????? ???? ?????? ???? ?????? ?? ??? ???????? ??? ??????? ????????? ???? ??? ???? ?? ?????? ??? ?? ??? ??????? ?????? ????? ?? ?????? ????? ??? ??
???? ???????
????? ??????? ???? ??????? ??? ???? ????? ????? ??????? ????? ?? ??????? ???? ????? 200000 ???? ????? ????? ????? 9% ?????? ????? ???? ?????? ????? ??????? ??????? ??? ???:
????? ????? = (??? ????? × ???? ??????? × ???? ??????) / 12
????? ????? = (200000 × 0.09 × 1/12)
= 1500 ???? ?????
???? ??? ??????
??? ???? ??????? ???????? ????? ???? ???? ?????? ?????? ???????? ???? ?????? ?? ???? ??? ?????? ??????? ?? ?? ?? ??? ????? ???????? ??? ????
???? ??????
| ???? | ??? ????? | ????? | ?????? ?????? |
|---|---|---|---|
| 1 | 1000 | 1500 | 2500 |
| 2 | 1000 | 1500 | 2500 |
| 3 | 1000 | 1500 | 2500 |
| ... | ... | ... | ... |
| 240 | 1000 | 1500 | 2500 |
???????? ??? ??????? ????? ???? ?????? ??????? ???? ???????:
?????? ??????? = ??????? ??????? × ??? ???????
?????? ??????? = 1500 × 240
= 360000 ???? ?????
????? ??? ?????? 200000 ???? ????? ?????? 9% ?????? ???? 20 ?????? ?????? ?????? ????? ????? 360000 ???? ? ????? ?????? ?????? ???? ?????? ?? 560000 ???? ????? (200000 ???? ????? ??? ??? + 360000 ???? ????? ?????).
????? ?????? ??? ????????
???? ?????? ?? ??????? ??????? ??? ???????? ??????? ???????? ??? ???? ??????? ??? ????? ???? ?? ???? ???? ??????? ?? ???? ??????? ???? ?
????? ??????
???? ????? ??????? ?? ???? ????? ?????? ??? ????
???? ?? ???? ????? ????? ??? ???
?? ?? ??????? ??????? ??? ????? ??????? ?? ???? ??? ????? ??? ??
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