拒绝借款的礼貌英语表达
当有人向您借款 100 万时，用英语礼貌地拒绝可以用以下短语：
"I'm so sorry, but I'm not in a position to lend you that much money right now."
"I'm flattered that you would ask me, but I have to decline."
"I'm not comfortable lending money to friends or family."
"I have a strict policy of not lending money."
委婉拒绝借款
以下是一些委婉拒绝借款的方法：
强调财务状况
"I'm sorry, but I'm currently facing some unexpected expenses that have put me in a difficult financial situation."
提供替代方案
"I understand that you're in a bind, but I'm not sure I can help you financially. However, I'm happy to provide you with some resources or referrals that may be helpful."
设置界限
"I'm willing to help you out in other ways, but I'm not comfortable lending money. I hope you understand."
表示歉意
"I'm really sorry, but I have to say no. I value our friendship/relationship, and I don't want to put it at risk by lending you money."
保持礼貌
拒绝借款时，保持礼貌非常重要。以下是一些礼貌拒绝的技巧：
以积极的态度开始
从表示理解或感谢对方的请求开始，例如："I appreciate you asking me"。
清楚而直接地拒绝
明确表示您无法提供贷款，避免含糊其辞或拐弯抹角。
提供解释（可选）
如果您愿意，您可以简要解释您拒绝的原因，但请尽量简洁。
以积极的语气结束
例如，您可以说："I hope you understand my decision" 或 "I'm here to support you in other ways"。
其他建议
私下拒绝
尽量私下拒绝借款，以避免尴尬。
保持冷静和专业
保持冷静和专业，即使对方感到失望或生气。
重复你的决定
如果对方坚持不懈，请重复您的决定，并表示您不会改变主意。
不要感到内疚
记住，你有权拒绝借款，即使对方很需要。不要因为拒绝借款而感到内疚。